/* Final contrast and interaction layer. */
:root{--ms-text:var(--ui-ink);--ms-muted:var(--ui-muted);--ms-light:var(--ui-paper);--ms-gold:#d4bc92;--ms-focus:#785726}
body{color:var(--ms-text)!important;background:var(--ui-paper)}header{background:var(--ui-paper)!important;border-color:#d7d9cf!important}header>div:first-child{height:76px!important;gap:16px}.studio-brand{flex:0 0 auto}.studio-brand svg{width:210px!important;height:auto!important}
.ms-desktop-nav{display:flex;flex:1;align-items:center;justify-content:center;gap:2px;min-width:0}.ms-nav-item{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:10px 9px!important;font-size:13px!important;font-weight:600!important;line-height:1.2!important;white-space:nowrap;color:var(--ui-dark)!important;border-radius:5px!important;background:transparent;transition:background .2s,color .2s}
.ms-nav-item:hover,.mm-link:hover{background:#e8e8df!important;color:var(--ui-dark)!important}.ms-nav-item.nav-current,.mm-link.nav-current{background:var(--ui-dark)!important;color:#fff!important}
.ms-mockup-cta{display:inline-flex!important;align-items:center;justify-content:center;min-height:42px;padding:11px 17px;background:#d4bc92!important;background-image:none!important;color:var(--ui-ink)!important;font-size:12px!important;font-weight:800;letter-spacing:.04em;border:1px solid #b99a64;border-radius:5px!important;white-space:nowrap;box-shadow:none!important}.ms-mockup-cta:hover{background:#e3cda8!important}.ms-mobile-cta{white-space:normal;grid-column:1/-1}
#mobile-menu{background:var(--ui-paper)!important}#mobile-menu .mm-link{display:flex;align-items:center;min-height:46px;padding:12px 16px;font-size:15px!important;color:var(--ui-dark)!important;border-radius:5px!important;font-weight:600!important}#menu-btn{background:#f3efe4!important;color:var(--ui-ink)!important;border-radius:5px!important}
.page-view,footer,.ms-section,.msc-shell{color:var(--ui-ink)}.page-view [class*="text-zinc-"],.page-view [class*="text-coral-"],.page-view [class*="text-amberGold-"],footer [class*="text-zinc-"],footer [class*="text-coral-"]{color:var(--ui-muted)!important}
.page-view .ref-eyebrow,.page-view .msc-eyebrow{color:#70552b!important}.page-view .ref-lead,.ref-card p,.ref-feature p,.ref-closing p,.ms-card p{color:var(--ui-muted)!important}
.ref-card,.ms-card,.b2b-card,.policy-grid article,.quote-form-grid,.professional-quote-form,.msc-field,.msc-metric,.ms-faq-list details,.biz-cards article,.why-cards article{color:var(--ui-ink)!important}.ref-card p,.ref-card h3,.ms-card p,.ms-card h3,.policy-grid p,.policy-grid h4,.professional-quote-form label,.msc-field label,.msc-metric span,.msc-metric b{color:var(--ui-ink)!important}
[data-ms-surface="dark"]{color:var(--ui-paper)!important}[data-ms-surface="dark"] p,[data-ms-surface="dark"] h1,[data-ms-surface="dark"] h2,[data-ms-surface="dark"] h3,[data-ms-surface="dark"] h4,[data-ms-surface="dark"] span,[data-ms-surface="dark"] li,[data-ms-surface="dark"] b{color:var(--ui-paper)!important}[data-ms-surface="dark"] .ref-eyebrow{color:#e3cda8!important}
.page-view .ref-primary,header .ms-mockup-cta,[data-ms-surface="gold"]{background:#d4bc92!important;color:var(--ui-ink)!important;background-image:none!important}.ref-secondary{color:#fff!important}.page-view .ms-wa{color:var(--ui-ink)!important}.ms-wa p,.ms-wa h2{color:var(--ui-ink)!important}.ms-wa-btn{color:#fff!important}
.page-view .biz-panel.dark,.quote-aside{background:var(--ui-dark)!important;color:#fff!important}.page-view .biz-panel.dark *,.quote-aside *{color:var(--ui-paper)!important}.page-view .biz-panel:not(.dark),.biz-panel:not(.dark) p{color:var(--ui-ink)!important}.ms-faq-chip{color:var(--ui-dark)!important}.ms-faq-chip.active{background:var(--ui-dark)!important;color:#fff!important}
input,select,textarea{color:var(--ui-ink)!important;background:#fff!important}input::placeholder,textarea::placeholder{color:#58675f!important;opacity:1}button:disabled{background:#e1e3dc!important;color:#4b564f!important;cursor:not-allowed}a:focus-visible,button:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid #785726!important;outline-offset:4px}
.ms-hero-watermark{position:absolute;right:1%;top:50%;transform:translateY(-50%);width:min(58%,740px);height:90%;color:#d4bc92;opacity:.25;pointer-events:none;z-index:-1}.ref-hero-inner{position:relative}.ref-hero:has(.ms-hero-watermark) .ref-hero-inner h1{max-width:700px}.ref-hero:has(.ms-hero-watermark) .ref-hero-inner p{max-width:640px}
.ms-demo-label{display:inline-block;background:#f0e7d7;color:#543e20!important;border:1px solid #c7b38d;border-radius:5px;padding:8px 12px;font-size:13px!important;font-weight:700;line-height:1.5}
.ms-reach-layout{display:grid;grid-template-columns:minmax(0,2fr) minmax(260px,1fr);gap:24px;margin-top:26px}.ms-map-shell{background:#fff;border:1px solid var(--ui-line);border-radius:12px;padding:20px;min-width:0}.ms-map-viewport{background:var(--ui-paper);border-radius:8px;overflow:hidden}.ms-map-viewport svg{width:100%;height:auto;display:block}.ms-map-land{fill:#bac8b9;stroke:var(--ui-paper);stroke-width:.5}.ms-map-country{fill:#967439;stroke:#fff8e7;stroke-width:.8;cursor:pointer;transition:fill .2s}.ms-map-country:hover,.ms-map-country:focus,.ms-map-country.selected{fill:var(--ui-dark);stroke:var(--ui-ink);stroke-width:1.5;outline:none}.ms-map-readout{padding:18px;margin-top:16px;background:var(--ui-paper);border-left:3px solid #967439;min-height:105px;border-radius:4px}.ms-map-readout strong,.ms-map-readout span{display:block}.ms-map-readout strong{font-size:20px}.ms-map-readout span{font-size:13px;margin-top:5px;color:var(--ui-muted)}.ms-map-legend{display:flex;align-items:center;gap:8px;font-size:13px!important;margin:16px 0}.ms-map-legend i,.ms-map-legend b{width:12px;height:12px;border-radius:3px;background:#967439}.ms-map-legend b{background:#bac8b9;margin-left:12px}.ms-map-shell small{display:block;color:var(--ui-muted);line-height:1.6}.ms-country-panel{background:#fff;border:1px solid var(--ui-line);border-radius:12px;padding:24px}.ms-country-panel h3{font-size:24px;margin-bottom:18px}.ms-country-panel p{font-size:13px!important;margin-top:18px;color:var(--ui-muted)}.ms-country-button{width:100%;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 14px;margin-bottom:8px;background:var(--ui-paper);border:1px solid var(--ui-line);border-radius:5px;text-align:left;color:var(--ui-ink);font-size:14px;font-weight:600}.ms-country-button.selected{background:var(--ui-dark);color:#fff}.ms-country-button:hover{border-color:#967439}.ms-map-total{border-top:1px solid var(--ui-line);padding-top:14px}
.ms-review-layout{display:grid;grid-template-columns:1.3fr 1fr;gap:28px;align-items:start;margin-top:26px}.ms-review-intro{padding:28px;background:#fff;border:1px solid var(--ui-line);border-radius:10px}.ms-review-intro p{margin-bottom:22px}.ms-rating-demo{padding:26px;border:1px dashed #a98b57;border-radius:10px;background:#f2ecdf}.ms-rating-demo>strong{display:block;font-size:64px;line-height:1.2;margin-top:20px;font-family:var(--ui-font);color:var(--ui-ink)}.ms-rating-demo strong span{font-size:26px;color:var(--ui-muted)}.ms-rating-stars{color:#70552b;font-size:24px;letter-spacing:4px}.ms-rating-demo p{font-size:14px;margin-top:12px}.ms-rating-demo small{display:block;color:var(--ui-muted);line-height:1.6;margin-top:10px}
.ms-review-dialog{width:min(640px,calc(100% - 32px));max-height:85vh;overflow:auto;border:1px solid #c8d0c5;border-radius:12px;background:var(--ui-paper);color:var(--ui-ink);padding:30px;margin:auto;box-shadow:0 24px 80px #0004}.ms-review-dialog:not([open]){display:none}.ms-review-dialog::backdrop{background:#14241eb3}.ms-dialog-heading{display:flex;align-items:center;justify-content:space-between;gap:20px}.ms-dialog-heading button{width:44px;height:44px;border:1px solid #c8d0c5;border-radius:5px;font-size:26px;background:#fff;color:var(--ui-ink)}.ms-review-dialog h2{font-family:var(--ui-font);font-size:34px;margin:20px 0}.ms-review-empty{padding:24px;border:1px solid var(--ui-line);background:#fff;border-radius:8px;margin-bottom:24px}.ms-review-empty h3{font-size:20px;line-height:1.5;margin-bottom:12px}.ms-review-empty p{line-height:1.7;color:var(--ui-muted)}
.ms-shipment{padding:30px!important;background:#fff;border:1px solid var(--ui-line);border-radius:12px}.ms-shipment-fields{display:grid;grid-template-columns:1fr 1.4fr;gap:18px;margin-top:24px}.ms-shipment-fields label{display:flex;flex-direction:column;gap:8px;font-weight:700;font-size:14px}.ms-shipment-fields input,.ms-shipment-fields select{width:100%;min-height:48px;padding:12px;border:1px solid #a9b5a9}.ms-shipment-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}.ms-outline-button{border:1px solid var(--ui-muted);color:var(--ui-ink);padding:12px 20px;min-height:46px;border-radius:5px;font-size:14px;font-weight:700;background:var(--ui-paper)}.ms-outline-button:hover{background:var(--ui-paper)}.ms-shipment>p{max-width:900px}.ms-shipment>small{display:block;font-size:13px;color:var(--ui-muted);line-height:1.6;margin-top:16px}#ms-shipment-message{padding:14px;background:var(--ui-paper);border-radius:5px;margin-top:20px;color:var(--ui-dark);font-size:14px}#ms-courier-fallback{font-weight:700;text-decoration:underline;text-underline-offset:4px}
@media(min-width:1280px) and (max-width:1439px){.ms-desktop-nav{display:none!important}#menu-btn{display:grid!important}#mobile-menu:not(.hidden){display:block!important}}
@media(max-width:1279px){.ms-desktop-nav{display:none!important}}
@media(min-width:1440px){#menu-btn{display:none!important}.ms-desktop-nav{display:flex!important}}
@media(max-width:900px){.ms-reach-layout{grid-template-columns:1fr}.ms-review-layout{grid-template-columns:1fr}.ms-hero-watermark{width:65%;right:-10%;opacity:.18}.studio-brand svg{width:185px!important}}
@media(max-width:600px){header>div:first-child{height:68px!important;gap:8px}.studio-brand svg{width:154px!important}.ms-mockup-cta{padding:10px;font-size:10px!important;min-height:40px}.ms-map-shell{padding:12px}.ms-country-panel{padding:20px}.ms-shipment{margin-left:18px;margin-right:18px;padding:22px!important}.ms-shipment-fields{grid-template-columns:1fr}.ms-shipment-actions button{width:100%}.ms-hero-watermark{width:100%;right:-30%;opacity:.16}.ms-review-dialog{padding:22px}.ms-review-dialog h2{font-size:28px}}